Currency converter

How much is it in another currency?

Converts between about 30 currencies with the European Central Bank's daily reference rates, and shows the day they were set.

Amount

EUR

From

Result

–

1 EUR = –.––––– USD · 1 USD = –.––––– EUR

Loading the ECB reference rates…

ECB euro reference rates.

For information only: banks, exchange offices and card issuers use their own rates and add fees.

EUR 100.00 in every currency

Converts between about 30 currencies with the European Central Bank's daily reference rates, and shows the day they were set.

How to use

Type the amount.
Choose the currency you have and the one you want. The swap button flips them.
Read the result, the rate both ways and the day the rates were set. Below it, the same amount in every currency.

How it works

Every working day at about 14:10 Central European Time, the European Central Bank (ECB) notes how many units of about 30 currencies one euro buys, and publishes these euro reference rates around 16:00. They change once a day and stay the same over weekends and holidays, so the converter always shows the day they are for.

Any two currencies are converted through the euro. If one euro is r(from) of the currency you have and r(to) of the one you want, then one unit of yours is worth r(to) ÷ r(from) of the other, and the result is the amount × r(to) ÷ r(from). Example with the rates of 6 October 2026: 1 € = 1.1269 US dollars and 1 € = 0.8488 pounds, so 100 pounds = 100 × 1.1269 ÷ 0.8488 ≈ 132.76 dollars. This cross rate through the euro is how the ECB itself says other pairs are derived (source: ECB, euro foreign exchange reference rates).

Reference rates are a midpoint snapshot for information, not a price you can trade at. A bank, an exchange office or a card issuer uses its own rate at the moment of the payment and adds a margin or fees, so what you pay or get is usually a few per cent worse.

Frequently asked questions

Why does my bank give a different rate?

Banks and card issuers set their own buying and selling rates, which differ from the midpoint by a margin, and they may add fees. Their rates also move during the day, while the ECB sets its reference rate once a day.

When are the rates updated?

The ECB publishes new rates around 16:00 Central European Time on its working days. On weekends and TARGET holidays the latest working day's rates stay in use; the converter shows their date.

Why can't I find my currency?

The ECB publishes reference rates for about 30 currencies only. For others, a bank or the country's own central bank publishes rates.

Can I use these rates in accounting?

Many companies and authorities use the ECB reference rates for bookkeeping and statistics, but check what your rules require. The ECB publishes them for information and discourages using them for transactions.

Why is the rate different from Google or XE?

Those sites show market rates that change by the second. This converter uses the ECB's daily reference rate, so small differences are normal.

Which rate does my card use abroad?

Your card network's or bank's rate on the day the payment is processed, plus any fee. In the EU, card issuers must state their conversion cost as a markup over the ECB reference rate, so this converter is a good yardstick.

Should I pay in euros or in the local currency abroad?

Usually in the local currency. When a card terminal or cash machine offers to charge you in your own currency, its exchange rate is typically several per cent worse.

Can I see past rates?

No, the converter shows the latest reference rates. The ECB publishes the full history of its reference rates on its website.

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